Now onboarding a founding cohort of 25 NBFCs — pilot FI volume on us for the first month.
The verification layer for lending

Field investigation,
finally orchestrated.

One integration to a national network of independent FI agencies — smart-routed by pincode, credit-grade QC, standardised reports and a single invoice. Plus a cross-lender fraud signal no digital player can build.

No setup fee Go live in a week DPDP-ready
app.ambrezo.com/dashboard
Open
327
TAT
21h
Flags
7
Ramesh Powar
Used Car · RV · 440024
In-field
Meena Kulkarni
Home Loan · TV · 411038
QC
Iqbal Shaikh
LAP · LV · 560091
Allocated
Kavya Nair
Business · BV · 682024
Delivered

Built for the compliance bar of regulated lenders

FundvisoryMetroFin NBFCAxisEdgePrime CapitalRuralGro FinanceCred NiveshNexus PrimeBharat LendVaahan FinanceSetu CreditFundvisoryMetroFin NBFCAxisEdgePrime CapitalRuralGro FinanceCred NiveshNexus PrimeBharat LendVaahan FinanceSetu Credit
19,000+
Serviceable pincodes
57
Postal circles live
< 24 hr
Median TAT
96%
QC pass rate
7 days
Agency payout
1
Invoice, any agencies
Lender console

One console for every case.

Create a case, bulk-upload a sheet, or fire our API. Watch every file move through the field in real time — status, TAT, QC and cost, all in one place.

  • Bulk upload or API — no more email ping-pong
  • Live TAT & SLA tracking on every case
  • Standardised reports + one consolidated invoice
app.ambrezo.com/dashboard
Open
327
TAT
21h
Flags
7
Ramesh Powar
Used Car · RV · 440024
In-field
Meena Kulkarni
Home Loan · TV · 411038
QC
Iqbal Shaikh
LAP · LV · 560091
Allocated
Kavya Nair
Business · BV · 682024
Delivered
Field agent app

A field app your agencies actually use.

The piece that drags thousands of WhatsApp-and-Excel agents onto rails. Installable on any phone, offline-ready, with guided report forms and tamper-evident evidence.

  • Geo-tagged, time-stamped photographs
  • Report form auto-built for each loan product
  • Submit from the doorstep in minutes
Ambrezo Field
4 visits today
Ramesh PowarRV
Nagpur · 440024
Geo locked
21.14°N 79.08°E
Photo 0/3
Address confirmed
YesNo
Submit report
Smart routing

The right agency for every pincode.

We match each case to the best-performing agency for that pincode — on price, SLA and quality score — across a national network you never have to manage.

  • 19,000+ serviceable pincodes, one contract
  • Auto-routed on price · SLA · QC score
  • Fallback & escalation when an agency slips
19,000+
Serviceable pincodes
57
Postal circles live
<24h
Median TAT
The catch, not the bait

A fraud signal no digital player can build.

Sitting in the middle of physical verification, Ambrezo accumulates ground-truth no one else has. We never resell a report — we surface the derived signal: address velocity, repeat-fraud locations and negative-FI flags, as a per-check API with consent built in from case one.

  • “This address has 6 applications across 4 lenders this month.”
  • “This PAN was FI-flagged negative by another member.”
  • “This declared business does not physically exist.”
Fraud signal · livePAN ••••7F · 560091
Address velocity
6 apps · 4 lenders · 30d
HIGH
Known negative FI
PAN flagged elsewhere
1 member
Geo consistency
Within 6m of declared
Verified
Identity dedup
No repeat identity
Clean
Risk score72 / 100
Coverage

Every loan product carries its own verification stack.

A two-wheeler needs a residence check; a home loan needs residence, income, a technical valuation and a legal title opinion. Ambrezo ships the right template for each — automatically.

Secured — Mortgage

Home Loan

Residence + income FI, property technical valuation and legal title check.

RVBVTVLV 72h
Secured — Mortgage

Loan Against Property

Full mortgage stack — residence, business, valuation and title.

RVBVTVLV 72h
Secured — Vehicle

Used Car Loan

Applicant residence, business (if self-employed) and asset valuation.

RVBVAV 24h
Secured — Vehicle

New Car Loan

Residence FI for self-employed / low-bureau profiles.

RV 24h
Secured — Vehicle

Two-Wheeler Loan

Fast residence verification, high volume.

RV 18h
Secured — Vehicle

Commercial Vehicle

Operator residence, business and asset inspection.

RVBVAV 48h
Secured — Vehicle

Tractor / Farm

Rural residence + land / asset verification.

RVAV 48h
Business

Business / MSME

Business + residence FI, valuation where property-backed.

BVRVTV 48h
Unsecured

Personal Loan

Residence FI / tele-verification for self-employed profiles.

RVTVR 18h
How it works

From case to signed report, on rails.

01

Case in

Create a case, bulk-upload a sheet, or fire our API.

02

Smart route

We match the best agency for that pincode on price, SLA and quality.

03

Field capture

The agent submits a geo-tagged, standardised report from the doorstep.

04

QC & deliver

Credit-grade QC, a clean report back, and one invoice at month-end.

Who it’s for

Built for every desk that orders a field visit.

NBFCs

Vehicle, business, LAP & rural books

Replace a 10-agency panel with one integration

Fintech lenders

Digital-first, high volume

API-first FI + a fraud signal to cut RTO & fraud

DSAs & connectors

Sourcing for multiple lenders

One field ops layer across every lender you serve

Banks

Mortgage, LAP & MSME

Compliance-grade orchestration of FI, technical & legal

Plugs into your stack

Fits the LOS/LMS you already run.

REST API & webhooks, or upload a sheet. Push cases from your loan-origination system and pull signed reports straight back.

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Voices from the credit desk

The teams who live in FI, on Ambrezo.

We cut our used-car FI TAT from 3 days to under a day and finally killed double-billing across agencies.

Ho
Head of Credit Ops
Mid-market vehicle NBFC

One dashboard replaced six vendor WhatsApp groups. The QC and geo-evidence alone are worth it for audit.

CR
Chief Risk Officer
Fintech lender

The address-velocity flag caught a fraud ring three of our branches had already approved. That paid for the year.

FC
Fraud Control Lead
Affordable housing HFC
Trust & compliance

The accountability stays with you. We make it defensible.

DPDP-ready by design

Purpose-bound consent captured at case creation; no report is ever repurposed without it.

Credit-grade QC

Sample re-verification, geo-fence checks and photo-authenticity on every file.

Full audit trail

Every allocation, visit and edit is time-stamped and immutable for your RBI audit.

Ground-truth evidence

Geo-tagged, time-stamped photographs replace unverifiable text reports.

FAQ

Questions credit heads ask.

Do we have to move all our FI volume at once?

No. Start with one product in a few pincodes, keep your existing panel in parallel, and expand as the TAT and QC prove out.

What about our existing agencies?

Bring them. We onboard your current vendors onto the same rails, or route to our network where you have gaps — your choice.

Is this compliant with RBI outsourcing norms and DPDP?

Yes — accountability stays with you; we provide the audit trail, consent capture and QC that make outsourced FI defensible.

How is the fraud signal different from a credit bureau?

Bureaus see digital credit history. We see physical ground-truth — addresses, businesses and FI outcomes — a signal that can't be built from data alone.

Give your credit team its TAT back.

Bring your FI volume onto one set of rails. We line up the agencies, standardise the reports, and hand you a single invoice — and a fraud signal that compounds every month.